Type R Club of America

So last year I increased an agreed value on my insurance. Personally I didn’t have any examples of a vehicle of a itr with similar miles, title etc. After increasing my limit the prices again continued to rise exceeding my coverage.

So at this point driving the car is no fun knowing if something happens that I can’t replace the car I have wanted since youth, finally have and realistically even if I could get a replacement it is not the same car .

How are you folks evaluating your vehicle insurance? I will probably tell you that normal insurance is going to bend you over like a dirty movie. This is not for selling advice . Insurance and replacement only.

Any thoughts here? I would toss my car as an example but really looking for a general consensus, with miles , title, condition without looking at a particular limited vehicle.

Examples
98 60k good condition
97 200k fair condition
01 165 poor condition
00 9k excellent condition
97 100k good condition

Using Hagerty, 01 JDM front original motor. 14x,xxx miles. Moved up to $26k replacement value 2 years ago. The next step was a significant price hike.

This is a great question to ask as the current landscape is dramatically shifting. I have an idea, which is to bring in community members within the insurance industry, to provide expert advice across scenarios.

I'll lead this effort but I intend to be comprehensive after I complete my current scenario. For now, I'll point to this page:
https://bringatrailer.com/acura/integra-type-r/

Why? These aren't for sale ads, they are actual strike prices.